Blog
How to Best Access Mortgage Lenders in Melbourne
Emergency Services workers, and anyone else, looking to finance a new property purchase or refinance an existing loan for any reason, are potential customers of a wide selection of Melbourne Mortgage Lenders, all with their own multiple loan options and differing...
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Mortgage Loan Solutions for Cheltenham Paramedics and SES Personnel
Those who respond, when emergencies occur in your local area, include paramedics and SES volunteers. We rely on these paid and unpaid champions of the community, to save our lives and clean up around us, after all forms of accidents and natural events of the unwanted...
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How to speed up your Home Loan approval
Asking how long it takes to get a Home Loan approved is like asking how long a piece of string is. Every application is unique, so the time between your first contact with your bank or broker and approval can never be predetermined. There are, however, some things you...
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Budget breakdown: implications for property buyers and sellers
The 2017 Budget had a strong focus on housing supply and affordability. This year, housing took a back seat with no new, direct measures for first homebuyers or renters. However, some of the changes will likely have an indirect effect on both the...
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10 tips for choosing an investment property
Know your goal Understanding your financial objectives is key to finding the right investment property. The actual property itself is rarely the end goal when it comes to investing – the financial elements should be your key focus. First, decide what your investment...
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Mortgages and break-ups: Some practical tips when separating
Breaking up is hard to do. On top of the emotional impact, there are practical ramifications as well. When there’s a separation or divorce, debts you’ve accrued during the relationship unfortunately don’t go away. The longer a couple is together, the harder it can be...
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Three things Home buyers should know before raising hand at the Auction
1. Additional cost There are 4 types of extra cost to any purchase: Government: Stamp Duty, Transfer and Mortgage Registration fees. Legal: Conveyancing, council and water rates (calculated pro rata) need to be subtracted from the deposit. Conveyancing is the transfer...
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Did you know? Non-bank lenders may be a better option.
Deciding where to go for your Home Loan is one of the most important decisions you’ll make. While many prospective property owners will choose to use a mainstream lender, non-bank lenders also have their advantages. Non Bank Lender provide extra Home Loan options....
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Home Loan pre-approval. Four simple steps
Ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan, and the first step to getting one is obtaining pre-approval for it. Pre-approval – also known as conditional approval or approval in...
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How Home Loan Redraw works and why it’s a handy.
It’s one of the less glamorous home loan features, but the redraw facility deserves a second look. Here’s why: The redraw facility explained A home loan redraw facility lets you make additional repayments to reduce your variable rate home loan balance and save on...
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