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How Mortgage Brokers Facilitate Asset Equipment Finance

A mortgage broker is an essential partner for businesses seeking asset equipment finance. These professionals bridge the gap

5 Tips for Self-Employed Home Buyers: Melbourne Finance Brokers’ Guide

Whether entrepreneurs, freelancers or small business owners, Australia’s self-employed workforce is flourishing. According to a

Three things Home buyers should know before raising hand at the Auction

1. Additional cost There are 4 types of extra cost to any purchase: Government: Stamp Duty, Transfer and Mortgage

Home Loan pre-approval. Four simple steps

Ready to buy a property? You’ll need to show the seller you have enough money. For most people, this will mean getting a loan, and the first step to getting one is obtaining pre-approval for it. Pre-approval – also known as conditional approval or approval in principle – is an indication from a lender as […]

How Home Loan Redraw works and why it’s a handy.

It’s one of the less glamorous home loan features, but the redraw facility deserves a second look. Here’s why: The redraw facility explained A home loan redraw facility lets you make additional repayments to reduce your variable rate home loan balance and save on interest. If you pay more than your minimum scheduled repayments, then […]

Want to help your kids buy property? Here’s how

The real estate market can be tough for young adults, but as a parent you may be able to lend a helping hand. We tell you how. Parent-to-child loan A parent-to-child loan is when a parent lends their child money. This is a formal, legally binding arrangement, administered by an independent third party. At the […]

Applying for a home loan with a baby on the way

A new baby completely changes your life. Are you also prepared for how a new baby might affect your chances of getting a Home Loan to buy a house? Here are some things to consider before you submit your application. When a lender assesses your home loan application, they look at your income, assets, debts […]

Understand Your Borrowing Capacity

The amount you can borrow and the amount you should borrow are sometimes two very different things.

Understanding Which Home Loan Features Are Right For You

Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and even different attitudes to money. A common trap some home-owners fall into is to consider a mortgage ‘set and forget’. You did your research, shopped around, found the right option, comparing different home loans. Now […]

When Would I Refinance My Mortgage?

Whenever it makes financial sense to do so. Heard about mortgage refinancing? In the past, most people who took out a mortgage…

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