Indicative Case Studies
Jerry and Kate are in their 40’s and are both full time salaried employees. Their salaries consist of standard hourly rates,
shift loadings and regular overtime….
Joe and Melissa purchased a house several years ago when they had known credit issues. At the time they were forced to
borrow the funds required, from a non-conforming lender, at very high interest rates. Their loan term was a long 30
Frank and Jessica met whilst both working full-time for different employers. They got married soon after, and
subsequently purchased their first home for $690,000, borrowing 85% of the purchase price, with nothing left over after
they settled on their purchase…