Loan product specification

6.89%

7.23%comparison rate

Pro Pack for loan > $500,000. If the loan is $250,000-$500,000 - Interest rate 6.99% The variable loan is packed with features to simplify your finances and flexible enough to cater to your changing needs. If you like being able to make additional repayments when you want, a variable loan is for you. You can choose weekly, fortnightly or monthly repayments - it's up to you! You can also access your additional repayments when you want via EFTPOS, BPAY®, Phone and Internet Banking.

Basics
Loan Term	Any term up to 30 years
Minimum Loan Amount	$500,000
Maximum Loan Amount	$1.000,000 You can borrow up to 80% of the value of your property
Lenders Mortgage Insurance	Applicable
Repayments	Interest Only (for up to 5 years) or Principal and Interest
Payment Frequency	Weekly, fortnightly or monthly

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Features
Portability	Yes, you can request to keep the same loan when you sell your property and buy a new one, without having to apply again. Our normal credit criteria will apply
Ability to Split	You can have part of your loan fixed and part of it variable, providing you with flexibility and security
Additional Repayments	Anytime so you can pay off your loan faster and save on interest costs
Early Repayment	You can repay your loan in full at any time. Fees and Charges may apply if you fully repay your loan within the first four years
Redraw Facility	Yes, you can access any additional loan payments you have made.
Minimum Redraw Amount	You can withdraw as little or as much as you like.
Access to Additional Repayments	Internet Banking, Phone Banking and BPAY®
Repayment Holiday	Not applicable

Fees
Loan Approval Fee	$895 (incl.Appl. Fee, 1 valuation, Settlement Fee)
Monthly Loan Administration Charge	No monthly ( Annual fee apply)
Redraw Fee	No, you can redraw your funds without paying a fee. Standard transaction fees may apply
Transaction Fees	Annual Fee apply. Contact us